What was actually sent
The figure, the currency it is named in, and the difference between an amount sent and an amount that must land.
Still yours, and statedTaken, never statedUnit changes; scale restarts
Three steps from instruction to arrival. The last figure either side sees in the original currency.
The Number in the Contract
The amount is named in one currency, and which currency that is decides who carries every movement in the rate.
Sent, or Landed
An agreement on the amount to send and an agreement on the amount to arrive are different agreements.
Who Bears the Charges
Three standard instructions decide who pays each fee, and the default one puts the middle on you.
The Date It Goes
A payment date in a contract is the day somebody instructs it, which is not the day anything arrives.
The Details That Identify You
Account number, name and reference, and which of the three will stop a payment if it is wrong.
What the Payer Can Actually See
Their receipt shows their half of the journey, which is the half you cannot see from your own statement.
Invoice and Payment Are Different Records
One says what is owed and the other records what moved, and reconciling them is a job somebody has to do.
Agreeing a Rate in Advance
A rate fixed on the invoice date moves the risk of the month's movement from you to the payer.
The First Payment Is the Test
Send a small one first, record both ends, and you will know more about the route than any published table.